We renegotiate your MCA debt — and defend you if creditors push back.
Advance Fix restructures your merchant cash advance contracts, cuts your payments by at least 50%, and shields your business from UCC liens, judgments, and creditor lawsuits.
Payments cut in half
We guarantee a minimum 50% reduction on your MCA payments.
Court-ready representation
If a creditor sues, we represent your business in court.
UCC & judgment defense
We work to stop liens and judgments before they hit your business.
Debt restructuring, backed by real legal muscle
This isn't generic debt settlement. Every case is handled with contract renegotiation and legal protection working together, so your business stays open while we fix the debt.
MCA Contract Renegotiation
We go directly to your funders and restructure your repayment terms — not just delay them.
Guaranteed Payment Reduction
We guarantee a minimum 50% cut to your current MCA payments, in writing.
UCC Lien & Judgment Protection
We work to prevent and challenge UCC filings and judgments before they freeze your accounts.
Court Representation
If a creditor takes legal action, our team represents your business in court — not a call center.
Our guarantee, in plain terms
We renegotiate your MCA contracts and guarantee to slash your payments by at least 50% — or we keep working the case until we do. No vague promises, no runaround.
From first call to signed relief — fast
We move quickly because every day of delay costs you money. Here's what happens after you reach out.
Free Case Review
We look at your MCA contracts, debts, and creditor activity at no cost.
Renegotiation in 5 Days
We open renegotiation with your MCA funders within 5 business days.
Legal Shield Activated
We move to protect you from UCC liens and pending judgments.
Court Representation
If needed, our legal team represents your business directly in court.
Back on Track
New terms in place, payments cut, and your business protected going forward.
We don't just negotiate. We defend.
Most MCA "relief" companies stop at phone calls. We back every negotiation with legal protection for your business.
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UCC lien defense
We work to stop and challenge UCC filings against your business assets.
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Judgment protection
We act to prevent creditor judgments and respond fast when one is filed.
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Court representation
If a creditor sues, we represent you — you don't face it alone.
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Direct funder renegotiation
We restructure your actual MCA contracts, not just your payment schedule.
We treat every MCA case as a legal case first — because that's how you actually get leverage with funders.
Stop the MCA debt spiral today
Get a free, no-obligation review of your MCA contracts and find out how much we can cut your payments.